Workers' Compensation Calculator
Estimate your workers' comp benefits including weekly income replacement, medical coverage, and potential lump-sum settlement.
Enter Your Work Injury Details
Your Income
Your gross weekly earnings before the injury
Total weeks unable to work at full capacity
Medical Costs
All medical expenses related to the work injury
Injury Details
Note: Workers' comp benefits vary significantly by state. California has its own benefit schedules and maximum weekly rates. This calculator provides a national average estimate — consult a workers' comp attorney for state-specific figures.
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Types of Workers' Comp Benefits
Temporary Total Disability (TTD)
2/3 of your average weekly wage while completely unable to work
Temporary Partial Disability (TPD)
2/3 of the difference between pre- and post-injury wages
Permanent Partial Disability (PPD)
Lump sum based on AMA impairment rating × state schedule
Permanent Total Disability (PTD)
Lifetime or long-term benefits if you cannot return to work
Medical Benefits
All reasonable and necessary medical treatment covered
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How Workers' Compensation Benefits Are Calculated
Workers' compensation benefits are calculated differently than personal injury settlements. Rather than a pain and suffering multiplier, workers' comp uses a wage replacement formula: typically two-thirds (66.7%) of your average weekly wage, subject to state-specific maximum weekly benefit caps.
For permanent injuries, the calculation becomes more complex. Your doctor assigns an AMA impairment rating (expressed as a percentage of whole-body impairment), which is then multiplied by a state-specific schedule of weeks to determine a lump-sum PPD award.
Many workers' comp cases are ultimately resolved through a lump-sum settlement (called a "compromise and release" in some states), where you receive a single payment in exchange for closing your claim. The value of this settlement depends on your impairment rating, remaining medical needs, and age.